How to Finance Permanent Supportive Housing

Planning to develop rental housing using HOME-ARP funds? Join our hands-on training on financing Permanent Supportive Housing (PSH) - a proven, cost-effective housing solution for people experiencing homelessness or housing instability.

PSH combines affordable rental housing with on-site supportive services to help people stabilize their lives. In this session, you’ll gain a practical understanding of how to structure financially feasible PSH projects, especially when using HOME-ARP funding or similar federal, state, or local sources.

This interactive training includes exercises and real-world case studies. You’ll explore:

Typical development costs for PSH
Operating income and expenses (including supportive services)
How to layer financing using debt, subsidy, and equity
Key financial formulas used in project underwriting

If you’re working on or considering permanent supportive housing development, this training is essential.

Who Should Attend? This course is designed for

Affordable housing developers
Public agency staff
Nonprofits
Anyone planning to finance or develop PSH using HOME-ARP or other funding

You don’t need financing experience to attend, but basic Excel skills are required—especially familiarity with formulas for calculating interest rates, loan terms, and payment structures.

Participant Pre-Assignment: Please bring a laptop with Excel installed. You’ll receive a flash drive with training files. If you cannot access external drives due to security settings, let us know; we’ll email the materials to you ahead of time.